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I saw this on Whatsapp and I really loved it. One of the many skills you have to learn as a young entrepreneur is the saving skill. The ability to put some money away for future use. Some of us make money but because we do not have the ability to save, we always find ourselves being in broke land. On the other hand, some of us lack the motivation to work and get paid. It’s always a lazy day for others. This post is telling you what to do to avoid being broke. Let me state some things we might be doing wrong with our finances as female entrepreneurs.

1.Never wake up early. Keep stretching and turning in bed until you get too hungry to continue dozing. If there are no bed bugs, why hurry to get up?

2.Never plan how to spend your money. Whenever you get money, start spending it right away and when it’s finished, you try to count and recall how you spent it.

3.Don’t think of saving until you have real big money. How can you save when you earn so little? Those telling you to save are not sympathetic to your burning needs.

4. Don’t engage in activities usually reserved for the “uneducated”. How can you, a graduate, engage in petty trade, network marketing or home-based production? That’s for people who never went to school!

5. Don’t think of starting a business until an angel comes from heaven and gives you capital. How do they expect you to invest before you get millions? Even though more than half the businesses in your town were started with little capital, you as a smart person can only start with millions.

Ultimate Guide to being broke-iModelAfrica

6. Complain about everything except your own attitude and laziness. Blame the system, the government and the banks that refused to lend you money. They are all bad and do not want you to get rich.

7. Spend more than you earn. To achieve this, buy consumer products on credit and keep borrowing from friends and employers.

8. Compete in dressing. Make sure you’re wearing the latest clothes. Intimidate everyone with your trendy fashions every time. Whenever your neighbour buys a new phone, you get one that is more expensive.

9. Get yourself a nice second hand car that costs more than three times your yearly pay.

10. Give your children or family everything they ask for since you’re such a loving parent. They should not struggle for anything because you do not want them to suffer that way, they will grow up lazy and hence poor enough to ensure they can’t help you at old age.

Do you have any other tip for going broke? Share! Share! Share! And have a lovely weekend.

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Hey She-boss! I am Joy (Ollie) and I am glad to have you here. I am a God lover who is dedicated to inspiring young creative women and living a fulfilled life. I hope you find my posts useful and don’t forget to subscribe for more awesomeness! Thank you for reading!!!❤️


  1. Chinelo

    August 5, 2016 at 10:06 am

    Lol!! Now..that’s a guide that should never be followed. But it’s good to know!

    • Ollie

      August 5, 2016 at 7:37 pm

      Hahahaha. You know this! Thank you for stopping by.

  2. Chinelo

    August 5, 2016 at 10:07 am

    Another tip…keep going to “hang out” with friends. Not like it’s water you’ll use to pay.

    • Ollie

      August 5, 2016 at 7:33 pm

      That’s right. Not knowing when to say “No” to outings. Thank you for that tip!

  3. Augusta

    August 5, 2016 at 11:11 pm

    Also make sure you do movies at least 3 times a week and of course with friends…I mean one has to chill a bit from all d hustle…it wouldn’t hurt if you take care of d ticket fees…they’re ur hommies right??

  4. Ollie

    August 6, 2016 at 10:32 pm

    True that. It will definitely add an unhealthy touch.

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